Richard Arnold

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Now, 7.24, a couple of interesting property developments for you.

One, half-finished townhouses in Christchurch, and two, lack of demand for off-the-plan deals from developers.

Now, that last one came from a select committee hearing last week.

The head of Kiwibank was suggesting there's a stark lack of appetite at the moment for off-the-plan stuff because of the risk you take on what the value will be when it's actually done, i.e., are you underwater, are you losing money, and also the risk, of course, of losing money.

that you take that the thing may never actually be finished, which dovetails ironically into the first observation, which comes out of Christchurch.

So Christchurch, for goodness sake, a city in which you would quite rightly ask, how is it possible things aren't booming in that particular part of the world?

As always, the answer's in the details.

So the Christchurch problem is around, are you ready for it?

Small townhouse-type builds close to the city, often with no garage.