Richard Rubin

speaker

1,496 appearances 29 recordings 1 series first heard Oct 2017 last heard Jan 2024

Richard Rubin’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · Congress, IRS Prepare for Second Stimulus Payment · 24 Jul 2020 podcast

That includes some illegal immigrants, but it's more than that. matched

And then the Senate proposal is likely to only expand for those adult dependents and not go beyond that. matched

The income limits are likely to start phasing out at $75,000 for individuals and $150,000 for married couples, just like the earlier version did. matched

Yeah, so look, in the big picture, this went really fast, right? matched

The previous version in 2008 took months before they got a first set of payments out. matched

They had 80 million payments, direct deposits out within a couple of weeks. matched

That was a real significant accomplishment. matched

And so we shouldn't underestimate the importance of that. matched

On top of that, after that, though, there were some issues. matched

There were payments to dead people. matched

There were... matched

Some households with children who didn't get the payments for the children. matched

It took a while for the IRS to kind of work with Social Security Administration and the VA to get information about people who don't file tax returns but have benefits coming from those agencies and are still eligible. matched

But the key thing here is that the IRS has done a lot of that work. matched

They have a lot of the information available. matched

And so the more that the eligibility criteria for a second round of payments resembles the eligibility for the first round, the easier it's going to be for them to just hit the repeat button. matched

It's not really that simple, but basically that and get payments out faster. matched

Yes and no. matched

I mean, I think the IRS technology is aging and it's got its issues. matched

I think the real issue is they've got information. matched

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