Robert Brokamp
speaker
4,580 appearances
41 recordings
3 series
first heard Oct 2025
last heard 2d ago
Robert Brokamp’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 41 in all, peaking in Sep 2026 with 5.
Appearances
And some people can look at that and say, they use the term retirement crisis.
When you look at that, as someone like you and me, who educate people about how to save retirement, do you feel like, oh, no, there is a crisis.
We need to do a better job of teaching people how to determine whether they're financially ready to retire.
Or do you feel more like, eh, people retire when they retire.
They figure it out.
They drop their spending.
And as you cite in this research and other research you've done, retirees on the whole are pretty satisfied with their lives.
When you look at what goes down and what does go up over the course of retirement, there are a few things that do go up.
One is cash contributions, which is, you know, giving to charities and maybe other people, which I love because I love that as people get older, they're maybe building up some karma as they get ready to meet their maker.
That's right.
Of course, is health care.
And the thing about health care is
It's so variable.
It's such a wild card in terms of whether it's going to go up for you.
So what does your research say about how likely it is that you're going to have a really big healthcare expense?
And how do you account for that in a retirement plan?
So taking all of this, the real life spending of retirees, how should someone factor that into their retirement plan when it comes to determining how much they need before they retire and maybe how it affects their withdrawal rates once they retire?
Since you brought up safe withdrawal rates, let's move on from this topic of whether retirees need their income to go up every year to the related topic of whether retirees can be flexible with their spending and how that affects the safe withdrawal rate.
So this brings us to another recent paper of yours entitled Rethinking Safe Withdrawal Rates, which you published in May.
What's the main message you're trying to convey with that research?
Showing 1161–1180 of 4,580 · page 59 of 229
← Previous
Next →