Robert Brokamp

speaker
4,580 appearances 41 recordings 3 series first heard Oct 2025 last heard 3d ago

Robert Brokamp’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
5 · Sep OctJan 26AprJulnow

Recordings per month over the last 12 months — 41 in all, peaking in Sep 2026 with 5.

Appearances

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But the truth of the matter is by just about any measure, the US stock market is about as expensive as it's ever been.
either as expensive as it's ever been or close to maybe the dot-com days.
And history says that when you start at a point of a significantly above average valuation, you tend to have below average returns over the next decade or so.
Not always, but you know, when it comes to retirement planning, you should play it safe with your projections.
So I think it makes sense to definitely look into what are the assumptions within your retirement calculator and a good retirement calculator will, first of all, explain those assumptions and allow you to customize them as well.
All right.
So finally, we move on to getting professional help with analyzing your retirement plan.
And I often say that I think even dedicated do-it-yourselfers should get an objective, professional second opinion once every five to 10 years or so.
And it's certainly right before retiring.
You want to make sure you have all your ducks in a row.
Stephanie, like me, you are a former financial planner.
So what's your take on getting help from a human with your retirement plan?
You mentioned the emotional journey.
And I think that most financial planners will say the value that they really add is not the number crunching as much as the behavioral coaching.
And in some cases, it's just plain old accountability, right?
Because we all have things we know we could probably be doing better with our finances and we just haven't gotten around to it.
Planner can help prioritize that and keep you on track.
And otherwise, I think it's just good to work with a planner because they have the experience, right?
They've helped many other people get through this process of saving for and then entering retirement.
They ideally have deep knowledge about all aspects of that, right?
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