Robert Croak

speaker

6,616 appearances 39 recordings 1 series first heard Jun 2026 last heard 3d ago

Robert Croak’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 39 in all, peaking in Aug 2026 with 13.

Appearances

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Rich Habits Podcast · Q&A: Spending $8K On Fun, Forming LLC For Rental, & Turning Basement Into Airbnb · 17 Sep 2026 podcast

So make sure that the long term podcast-host

Benefits outweigh the short-term cost of recasting the mortgage. podcast-host

But otherwise, I think you're doing great. podcast-host

I don't know if I'd go into these shorter term private real estate funds. podcast-host

It's highly illiquid. podcast-host

You may not make as much money as they claim. podcast-host

So I'd be careful there unless you're doing it with a very reputable firm like Fundrise or VestFunder or something like that. podcast-host

But that would be my take, Austin. podcast-host

What did I miss? podcast-host

Yeah, and the last thing I'll say is when recasting, and I don't know who you're doing this with, but most mortgage lenders are going to require you to give them 10 to 20% of the mortgage balance to do that recast. podcast-host

So make sure you understand that if you put down 20%, let's say that's their requirement, what would that 20% of that mortgage be if just invested in the S P 500? podcast-host

What would that gain you an earning? podcast-host

You overtime compounding towards retirement, like Austin alluded to. podcast-host

So make sure you understand all of the numbers before you just start bang, bang, bang and paying things off without investing this money. podcast-host

I like Austin's idea. podcast-host

Pay off the house, set up the 529s, maybe bolster the emergency fund, and the rest goes into investing and not recasting the mortgage. podcast-host

I love that breakdown and I'm gonna add a little bit more texture to it. podcast-host

I love the idea. podcast-host

Of where she's thinking here of getting that Airbnb up and running to get some extra income to help her get out of debt. podcast-host

But I agree with you 100%. podcast-host

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