Robert Croak
speaker
5,698 appearances
34 recordings
1 series
first heard Jun 2026
last heard 5d ago
Robert Croak’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 34 in all, peaking in Aug 2026 with 13.
Appearances
it's about structuring things so the government or bad debt or an unplanned expense don't quietly take a bite out of the freedom you've spent years building so austin let's go into the action steps here's your checklist from today's episode and ask yourself these four questions number one do you actually know your freedom number factoring in any income you plan to keep earning by choice
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an actual dollar figure, not a woo-woo number that's out there that you're not sure of?
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Two, have you calculated the nest egg required to close the gap using the 4% rule?
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And do you have a plan for generating that income monthly without just liquidating shares whenever you need cash?
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And number three, have you attacked your monthly expenses as hard as you've researched your investments?
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starting with any bad debts sitting above that 10 or 15% mark.
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And number four, do you have a plan for the years between retirement age and 73?
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And this is very important for those of you that might want to retire early.
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You need to make sure that in those lean years, you're prepared specifically around Roth conversions.
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So those RMDs don't blindside you with a tax bracket jump you didn't see coming.
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So if you can't check off all four of these, that's exactly where you need to focus next.
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Yeah, and I think it's important, like even in the Rich Habits Network the other day, we talked about the broke millionaire thing.
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And it's just really important for people to understand you need to have that cash flow to be able to make it through anything.
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And that's why this episode is so important to prepare all of you for the pitfalls and things you need to understand so you can prepare and not just rely on someone from a brokerage to tell you what to do without knowing exactly everything going on in your life and in your lifestyle and situation.
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And it all starts with your prompt.
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From renewable energy companies with high free cash flow to semiconductor suppliers growing revenue over 20% year over year, you can literally type any prompt and put the AI to work.
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It screens thousands of stocks, builds a one-of-a-kind index, and even lets you backtest it against the S&P 500, all with just a few clicks.
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Paid for by public investing.
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Full disclosure in the podcast description.
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Yeah, I mean, I like where Ryan's at here, and I think he's off to a good start.
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Showing 101–120 of 5,698 · page 6 of 285
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