Ron Feldman
speaker
3,922 appearances
11 recordings
1 series
first heard Jun 2010
last heard Dec 2020
Ron Feldman’s voice in public audio — every appearance, attributed to the second.
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Appearances
the bank legal
i fees, it gives the lender co uh you know, confidence that their guarantee is safe.
Because if you think about SBA lending
Their lending
based on the cash flow but they're also the a part of their a part of their decision is that they're getting their risk mitigated by Uncle Sam.
With that guarantee.
So the registry is something if you're in the space where your investment belongs, uh, in the SBA world, which is under five million dollars, which is just about every franchise brand.
Um the registry to me is is is necessary.
Uh on the bank credit reports you're you know, my my my ph phrase that everybody's uh coining now or copying now is your F D D is not your friend with banks.
And it's not.
Uh your F D D is a document that's written to conform to the Federal Trade Commission guidelines.
That is that is uh approved by your attorney that says as little as possible based on your attorney's comments.
And as much as possible based on your franchise development person's comments and then there's a there's a compromise but
Banks need to make underwriting decisions without
being you know, having the time where the or the need to call other franchisees
for P and L information, for for those things.
The bank credit report
translates your four hundred average page document, which is the average size of an F D D.
Now I've seen them as high as nine hundred, by the way.
Um
Showing 1581–1600 of 3,922 · page 80 of 197
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