Ross McFerrin
speaker
105 appearances
1 recordings
1 series
first heard Apr 2025
last heard Apr 2025
Ross McFerrin’s voice in public audio — every appearance, attributed to the second.
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Appearances
I've heard great things.
I've heard great things.
So I put this by our VP of marketing, Andre Sway, but he didn't give me an official answer to come back with.
So I'm going to say this.
Anything can happen.
We're seeing some major brands jump in on pay-by-bank, but to double from what was already a really big number is asking for a lot of merchant adoption and really heavy consumer adoption.
So anything can happen, but I'm not going to give you a yes or a no.
With the growth and with the potential that the EO brings, I think mid-year 26 is very much in reach.
It must be, it must be what you're looking at in the screen right now.
So my bold prediction is this.
By the end of this year, we're going to have some major payroll provider move to real-time payroll as their default option.
So not all banks, of course, support that.
So it'll be RTP, FedNow, or same-day ACH.
But that's my prediction is every pay cycle, instant or same-day disbursements for those that are enrolled in direct deposit.
Yeah.
So I think because this is about the executive order and the digitization of payments, I think the EO –
is going to eliminate federal check payments.
It's more than just a policy shift.
It's a launchpad for real-time, secure, inclusive payments infrastructure in the U.S.
And as faster payments and open banking converge, and this was a point of discussion for us on our last Off the Rails podcast, was just that convergence of the two.
Showing 81–100 of 105 · page 5 of 6
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