Ryan Miller

speaker
4,581 appearances 12 recordings 2 series first heard Mar 2026 last heard 10 Aug

Ryan Miller’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
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Recordings per month over the last 12 months — 12 in all, peaking in Jul 2026 with 4.

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Four moves.
Educational, not advice, not a primus of any outcome.
But this is how an allocator thinks about debasement regimes.
Move one, understand who gets confiscated and don't be them.
In a debasement, the wealth transfer runs in one direction from lenders to borrowers.
The single biggest borrower on earth is the US government.
And the lenders are the people holding its long dated fixed rate nominal debt.
So when the government represses real rates, keeps interest below inflation, the holder of a 30 year bond yielding 4% while inflation runs five or 6% is losing purchasing power every single year.
And it's on purpose and it's by design.
That's the confiscation.
So the first move is simply awareness.
Long duration nominal government bonds are not the risk free assets in this type of regime.
They are the asset most efficiently targeted for slow confiscation.
So know how much of that you're actually holding.
That brings us to move two, shorten and float.
If you have to own government paper for liquidity, for mandate reasons, favor the short end and floating rate exposure over the long fixed duration.
Short dated bills repriced with rates, so you're not locked in while inflation erodes you.
And inflation linked instruments, where the principal adjusts, shifts some of the debasement risk off of your back and onto the issuer.
The principal, in a regime where the plan is to inflate, you want your cash flows to reset with inflation.
not to be frozen underneath it.
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