Ryan Montgomery

It's something most people are aware of, but some people don't practice that.

Yeah, I think it's...

100% agree with you there.

I can't argue that.

So when someone has your social, it just gives them the ability to, you know, pretend to be you.

So whether it be, you know, we talked about loans and credit and all that stuff.

Take that out of the picture.

Imagine if, you know, I think you've experienced this based on just a rumor.

You've been SIM swapped before.

Like somebody's stolen your phone number and tried to... Oh, yeah, multiple times.

So...

I'm assuming your carrier now is a lot more strict with your phone number.

You've locked it down, yeah.

Yeah, but for your average person, if I call in and I say, hey, I'm Jane Doe.

I have her social security number.

I can sound like a man.

They can't judge me in 2026.

So I'm Jane Doe with a man's voice with a social.

They're going to let me do practically anything I want to the account.

That doesn't mean essentially every time is going to be a SIM swap, but...