Sam Correia

speaker

112 appearances 1 recordings 1 series first heard May 2025 last heard May 2025

Sam Correia’s voice in public audio — every appearance, attributed to the second.

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The Level Up Podcast w/ Paul Alex · How to buy a Rolex with Credit Card Points In 2025 · 17 May 2025 podcast

Doing good. Thanks for having me.

I like it. Always going to like Miami. It's hard not to like.

How is Las Vegas right now, dude? Right now it's good, but it gets hot. It gets hot. It gets super hot and uncomfortable. Okay.

All it's missing is the beach, though, because but same thing. The hub there is insane. Yeah. A lot of old money goes there. Right. Which then becomes new money. Right. Right. That's awesome, dude.

So a lot of it started from relationships, right? My first business venture was construction, right? And in construction, I needed money. So I was, you know, go to banks. This is in the third. I started going out, right, meeting more people and meeting, they're called BRMs, business relationship managers.

And, you know, and then they started saying, hey, do you have other construction people that need loans? And then with that, I'm like, okay, why do they always ask me that? Like, do they make a cut? And I'm like, oh, okay, I thought it was just salary. Long story short, started meeting them more and more, and I got the offer to be bought out. Did I want to?

Not really, because I saw the potential, but did I need it? Yeah, at the time, my money management skills were horrible.

Correct.

How'd that work out? The easiest way I could put it is I guess I saw my mom always as an entrepreneur. She cleaned houses. That's what a lot of moms do when they come, right? She cleaned house her whole life, right? But she was her own boss. She didn't work for anybody, but she did, right, which is the homeowners. So I saw that, and I'd go with my mom all the time.

So I'm like, you know, as I started growing, I was like, man, I'm not good with, like, hounding me. I'm like, I need to figure something out or I'm not going to be that successful. So a good buddy of mine, was like, hey, let's start a construction company. I'd go every summer. We were 17, 16. Started doing flooring. Long story short, it started growing. Growing, growing, growing relationships.

And then that's when he's like, hey, I want my cousin to also jump on. And he bought me out. And then I started the funding companies.

after that uh whole epiphany happened what was your next step man like what did you do to actually take action to start a funding company so what i did is like i know it's gonna sound cliche but youtube i started seeing people on youtube literally saying how to start one you know they're charging hey hit me up i charge 10 15 20 i'm like wow okay so when i went to deal to deal with these business relationship managers like hey when you come to me

I can override, I'll be, I connect to the underwriter directly. So, you know, we could, you have a higher chance of getting 50K for a client of yours than if they just walk into the bank today and talk to a teller.

So I was like, whoa, okay. So then I'm seeing all these guys, you know, 10%, 15, 20. I'm like, oh, I can make, you know, a thousand bucks. You know, I get somebody a hundred thousand, I can make $10,000. Right. So, And I'm selling money. Who says no to money? You know, nothing charged up front. Only a performance fee is what I call it, because if I don't perform, I don't get paid. Right.

So who's going to say no? Right. You know, full transparency is like, hey, you won't qualify. We can't move forward. They don't lose anything. You know, maybe a little bit of hope at the moment. But, you know, there's other ways around that hope comes back. But at the same time. if they do qualify, you know, they have nothing to worry until I'm done. So it became a no brainer.

I'm like, wow, I could be a person that just gets paid on the back end over and over and over. And everybody wins, right?

So that's what it was.

So minimum qualifications, I call it like the best scenarios. There's again, other ways around that we'd be here for hours speaking about it. But the best case scenarios nowadays for banks is going to be 740 credit or above. At least three accounts of $3,500 primaries. They have to be yours. So $3,500 plus and minimal inquiries. That's the best ones, right?

Because and you want to have some of your cards being used, right? That's another thing a lot of people don't know is too much available credit is a thing. Because banks will look at you and be like, why does Paul want more money? He has 80K sitting in a credit card. Why does he want more? He doesn't, you know, so you want to kind of use 20 to 25% of that card. So they're like, Oh, okay.

You know what I mean?

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