Sam Taube
speaker
407 appearances
4 recordings
1 series
first heard Jan 2026
last heard 2d ago
Sam Taube’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 4 in all, peaking in Sep 2026 with 2.
Appearances
And if you have that situation and then you take on even more debt, like you apply for new credit cards, you're probably only gonna get approved for cards that have higher.
interest rates, right?
Okay.
So when the national debt hits really big numbers, like forty trillion dollars, and then the government goes to borrow even more, investors demand higher interest rates on the new debt.
Investors generally shouldn't be a hundred percent in stocks.
Most advisors recommend balancing out any portfolio with a small bond allocation, even if it's only 10% of your overall portfolio.
You know, I guess one kind of silver lining of this current situation is if you don't own any bonds or you're looking to add to that part of your portfolio, this could be a time to buy the dip.
The other thing.
Is that bond market volatility tends to bring about stock market volatility in part because a lot of large companies hold treasury bonds and in part because many of the same things that affect the bond market, like inflation, Fed policy, those also affect stocks.
When yields spike, stocks tend to have a rough day too.
So the good news for savers is that higher treasury yields can pull yields up on savings accounts and money market funds.
Those products kind of compete with bonds and in particular short-term treasury bills as fixed income savings vehicles.
Yeah, I mean, you know, we're not giving financial advice here, but like given that bond prices are down, you know, this might be a time to consider buying the dip or talk about that with your financial advisor if you're looking to add to your bond allocation.
And then going over to the savings angle again, another thing to consider when yields are high is potentially looking into using T-bills as a savings vehicle.
Right now.
Now, the three-month, six-month, one-year, and two-year Treasury bills and notes are paying rates that are comparable to a lot of high-yield savings accounts and CDs and money market accounts.
Again, that's part of why this situation could pull uh the yields on those savings vehicles up.
But T-bills have the additional benefit of being exempt from state and local taxes, and they offer more flexibility.
Flexibility than a CD when it comes to pulling your money out early, but a little less than a savings account.
But they have some unique perks.
Showing 161–180 of 407 · page 9 of 21
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