Sara Rathner

A big one, free checked bags.

Liz, you mentioned you're a family of four.

I don't know how old your children are.

But if you're anything like me, you want to shed as much stuff at the checkout gate or right at the airport door as possible and not schlep many suitcases through the airport along with your reluctant children.

So I check bags.

It's very easy to offset a card's annual fee just on bag fees alone.

And that's something we can continue talking about later of offsetting these fees.

Another thing that you can get with airline cards is early boarding.

Again, with kids, that could be really helpful.

Sometimes they'll get you access to airport lounges, which can be really nice.

You can get lots of free snacks before you board your flight.

So it really depends on what a card offers.

And in addition, of course, to all of those extra perks, you also earn miles on the card.

And those are miles that you can cash in later on for discounted travel.

When you're buying four plane tickets, that means a lot.

I've lost count.

I should also say I don't have any credit card debt, okay?

Because it always sounds when you carry a lot of credit cards, it sounds like you're in over your head.

I have this under control, okay?

Yeah, I have to experiment.