Sarah Rathner
speaker
124 appearances
2 recordings
1 series
first heard Dec 2022
last heard Feb 2023
Sarah Rathner’s voice in public audio — every appearance, attributed to the second.
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Appearances
WSJ Your Money Briefing · How Debt Consolidation Works and Downsides to Watch Out For · 29 Dec 2022
podcast
So like I said, whenever you apply for any sort of new loan, you're going to get that temporary hit to your credit score, but it is temporary.
And the ends might justify the means if your goal is debt repayment, if your goal is saving money on debt repayment.
It can be worth it to quote unquote spend a couple of points off your credit score for a short period of time to get the loan that would be a better fit for you compared to, let's say, the credit cards you currently have.
A lot of times people are afraid to utilize their credit score, so to speak, but it does exist for you to tap into because it helps you qualify for these types of financial products.
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