Scott Anchin

speaker

276 appearances 1 recordings 1 series first heard May 2026 last heard 28 May

Scott Anchin’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in May 2026 with 1.

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Off the Rails from the U.S. Faster Payments Council - FPC · 28 May 2026 Scott Anchin of ICBA on Check Fraud, Stablecoins, AI, and watches · 28 May 2026 podcast

I think instant payments is such a powerful tool for community banks.

And I'm so pleased to have seen the rapid adoption and uptake across the community banking sphere of instant payments.

I think the word trust really sums up why they mix so well together.

Yeah.

Yeah, the good news is, I mean, we've conducted surveys and others have conducted surveys and the vast majority of community banks have either adopted or intend to adopt instant payments.

Now, I think it's probably no surprise that a lot of them are adopting receive only to start, you know, based on risk appetite and risk concerns.

But I think as folks are starting to see volume enter the networks,

They're thinking ahead towards send.

I think requests for payment is a really valuable tool.

And they're having conversations, especially with small business customers, about ways that instant payments can reduce reliance on checks and increase efficiency.

Obviously, small businesses are very cashflow sensitive.

So the ability to manage cashflow in real time is really a powerful tool for them and something that community banks can really offer

as a value add to those customers.

I think they're seeing a lot of uptake.

They've also done a great job, I think, exploring unique use cases.

One of the ones I like to point to is agricultural lending.

Community banks, like I said, they write a large majority of the agricultural loans in this country, and agricultural operations are very reliant on cash flow as well.

There are community banks that have done a great job employing instant payments to give real-time agricultural loan disbursements and things like that within that sector.

And I think that there's a lot of potential there.

So I've been really pleased to see them exploring

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