Scott O'Neill

So income security was quite good on this one.

I was down on a little surfing trip in Melbourne of all places.

They've got this urban surf, they call it.

It's like a man-made wave in like an industrial area near the airport there.

And in between sessions, I was just rushing and I thought I'd take a little shortcut over a fence and then...

It slipped on the fence, landed straight on my arm and it ended up sending the ball and socket through each other.

So it shattered it down the elbow and yeah, pretty painful.

I thought I just popped the elbow.

So I was trying to like Google tutorials of how to unpop your shoulder and sorry, not shoulder, the elbow rather.

And yeah, it definitely didn't work.

And three days later I had surgery and they put a carbon fiber elbow in there now.

So yeah, strange few days, but I wasn't expecting that.

No, because it popped out sideways and I thought, oh, it's just come out of the socket.

It didn't feel like a break and I thought, I've seen lots of movies where they've unpopped things and to be honest, I didn't really want to wait 90 minutes to get into the ambulance and I thought there's got to be a shortcut here, but definitely not.

Yeah, and I think it's quite topical at the moment as well.

Mostly because the residential markets have got so hot and in many cases unaffordable and the yields are at record lows.

Commercial, in my opinion, makes more sense now than ever.

And they're not as good value as they used to be.

So for the value investor who wants cash flow, this is a good alternative.

It's just about understanding the markets.