Sean Pyles

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It's the same relationship I've had for a while.

I want to keep things simple and I want as much value as possible.

So you're getting all the value you can, yes?

Yeah, once those annual fees come due, we'll talk about it again.

Well, today we're going to be chatting about what to do if you're not sure what kind of new credit card you want.

Welcome to NerdWallet's Smart Money Podcast, where you send us your money questions and we answer them with the help of our genius nerds.

I'm Sean Piles.

All right.

I think Liz came to the perfect place because at this point, NerdWallet is basically synonymous with credit card shopping.

I mean, we have loads of roundups.

We have lots of reviews that are written unbiased by our talented team of writers here at NerdWallet.

So to help us answer Liz's question, we are joined by one of those writers, dear friend of Smart Money, Sarah Rathner.

Welcome back to Smart Money, Sarah.