Sean Pyles

speaker

9,315 appearances 110 recordings 1 series first heard Nov 2024 last heard 3d ago

Sean Pyles’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 44 in all, peaking in Aug 2026 with 9.

Appearances

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NerdWallet's Smart Money Podcast · How Get Rich Slowly's Founder Retired at 40. Plus, What Higher Bond Yields Mean for Savers · 3 Sep 2026 podcast

couldn't really pay off their credit cards when they were in college because they were broke college students and thought, Hey, I can go get a bunch of beer and pizza and it's free on this credit card. voice-verified

Next thing you know, that bill comes due. voice-verified

that's tied to the money script you learned from your parents around spending when you have money, but also spending even when you don't have money. voice-verified

So how did you get to the point from realizing, okay, I'm not great with my money, I've carried this step for a while now, I need to turn things around and actually write about it. voice-verified

was the name of your blog eventually, Get Rich Slowly. voice-verified

it was being spread through email chains or voice-verified

What were some of the main themes from the material that you were synthesizing to your blog that really stood out to you and helped you begin to change the course of your financial journey? voice-verified

And so for those who don't know, with the debt snowball, you focus on paying off your debt with the smallest balance first while making minimum payments on your other accounts. voice-verified

And then once you knock out that smallest debt, you roll the amount you're paying on that into your next biggest debt, and so on, gaining momentum like a snowball rolling down a hill. voice-verified

And so that is a really effective mathematical way to pay off your debt. voice-verified

Some people like the debt avalanche, which is kind of the inverse where you focus on the highest interest rate debt first. voice-verified

That might be able to save you some money and interest, but it's not as voice-verified

Rewarding psychologically as the death snowball for some people. voice-verified

So it's a kind of personal decision there. voice-verified

But getting into the psychological aspect of it, something that has made me bristle about some personal finance bloggers and you know Dave Ramsey a little bit too is the shaming aspect of it, because there can be a lot of shame around how people are spending money. voice-verified

And that can be a motivator for some people. voice-verified

How were you feeling with your debt? voice-verified

Was it a shameful process of getting out of it, or how did you actually? voice-verified

actually navigate the the emotions you were feeling. voice-verified

How long did it take you to pay off that thirty five thousand dollars? voice-verified

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