Sean Pyles

Because I'm understanding that my scarcity mindset

isn't actually tied to the facts of my finances.

Kim, I'd love to hear how you've navigated savings goals in the past.

Have you ever struggled with feelings of guilt or maybe obsessive saving in the past?

It really echoes what we were talking about around knowing your budget, like you emphasized too.

And I think when you have these fundamentals and the numbers in front of you, it can help demystify some of these nebulous feelings of guilt because it can be really easy to spiral around your feelings of money shame, and it can be detached from reality.

And so just to bring yourself back down to earth, understand where your money is going, can go a long way in terms of alleviating some of these negative thought patterns that people might have.

Well, Michael, I hope this conversation has helped you understand how you can carve out some fun money in your budget without feeling guilty about it.

This is going to be a gradual process, too.

So I would recommend maybe trying setting aside $100 in one month and having that be just your fun money and seeing how that feels.

And then if you're comfortable doing it, maybe expand it out a little more and just understand where your finances are going and how you can really enjoy your money because life is meant to be lived.

Your money is meant to be spent and enjoyed.

So take advantage of it.

OK, Kim, well, thank you so much for coming on and talking with us about this and getting honestly really vulnerable with us.

It's been illuminating for me to hear your story.

So I just I really appreciate that.

And that's all we have for this episode.

So Kim, can you please read us out?

And here's our brief disclaimer.

We are not your financial or investment advisors.