Seth Hicks

speaker
815 appearances 11 recordings 1 series first heard May 2026 last heard 13 Aug

Seth Hicks’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
5 · Jul OctJan 26AprJulnow

Recordings per month over the last 12 months — 11 in all, peaking in Jul 2026 with 5.

Appearances

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And so the only way the FDIC would
Yeah, it was a while back.
It was IndyMac Bank in Southern California that failed.
and police and riot gear and people were upset and coming for their money in the banks and it was out of a third world country type of event and fortunately that didn't domino into other mid-tier banks and top five banks but given that the national debt is 40 trillion dollars now and you and i started tracking this seven eight years ago and we were less than 20. so it's doubled
in just the short amount of time.
And then you look back another 30 years prior to that.
And then another 30 years prior to that,
It's another reason that
The insurance companies have solvent banking because there's a one-to-one ratio of money coming in is what's held on hand in reserves.
There's no funny banking.
There's no derivative banking or fractionalized banking, which means you take $100,000 into a Wells Fargo or Bank of America, and they take $90,000 or more out the back door and start to make loans.
And if you come back in for some portion of that money, they only have
a certain amount of reserves.
Everybody came in and wanted all of their money to be cashed out.
The banks don't have it there.
The reserves aren't there.
This is the ownership alignment and structure that we're talking about.
Not keeping cash in places that are not safe for it and keeping it in places where you've got the best wealth curve of growth.
So the difference is quite staggering over time.
In the short term, you may not see it.
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