Seth Hicks
speaker
815 appearances
11 recordings
1 series
first heard May 2026
last heard 13 Aug
Seth Hicks’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 11 in all, peaking in Jul 2026 with 5.
Appearances
Thanks for joining us today, folks.
We look forward to seeing you on the next one.
Hello and welcome to Private Banking Strategies Podcast with Vance Lowe and Seth Hicks.
Vance, how are you today?
Yeah, we've been talking about what the first processes look like with private banking strategies and how you jump in and get an eight year analysis and understand how it can work for you.
And now we're going to segue into
a little bit deeper dive on ownership alignment of policies and are there advantages or reasons that you would structure or hold a policy in one entity or in a personal capacity as opposed to others?
Are there reasons?
The first place I think to start with understanding how life insurance contracts work is to understand that they are regulated by each state.
They're not regulated by the federal government.
They're regulated state by state.
according to where you live.
Sure.
A person holding a policy in their own name in one state
like Texas, can have and enjoy 100% protection by state law.
And that's a function of anti-carpet bagging laws after the Civil War, where many southern states set up laws where their insurance contracts, which was the way that people banked, were completely protected so that the northern states could not confiscate southern assets.
And so many southern states have
100% protection and exemption for their life insurance contracts from creditors, litigation, attack.
And that is a huge difference in the way that other assets are held.
Many of those same states have homestead exemptions.
Showing 101–120 of 815 · page 6 of 41
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