Shawn Ryan

Let's talk about something that actually brings a lot of stress this time of year, banking.

Most of us are used to the old school banks that seem built for the 1% while they hit the rest of us with overdraft fees, monthly maintenance fees, and minimum balance requirements.

Chime is changing the way people bank.

They offer fee-free and smarter banking built for you.

I look at what Chime is doing and think about how much my younger self would have benefited from this.

They aren't just another app.

They unlock smarter banking for everyday people.

We're talking about products like MyPay, which lets you access up to $500 of your paycheck anytime and getting paid up to two days early with direct deposit.

Some of those traditional banks still don't do that.

But the real game changer right now is the new Chime card.

It's the cashback card that helps you build credit history with your own money.

Two things that usually don't come together.

There are no annual fees, no interest, and no strings attached.

Plus, when you get qualifying direct deposits,

you get 1.5% cash back on eligible Chime Card purchases.

It makes your everyday spending work harder by delivering real rewards and actual financial progress.

Beyond that, you're looking at a savings APY that's eight times higher than traditional banks and five-star customer service with real humans available 24-7.

It takes just a few minutes to switch, and it's an absolute upgrade to a smarter way of managing your money.

Chime is not just smarter banking.

It's the most rewarding way to bank.