Shruti Patel

speaker

217 appearances 1 recordings 1 series first heard Jul 2026 last heard 29 Jul

Shruti Patel’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

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Money Rehab with Nicole Lapin · How Small Business Owners Win in 2026 · 29 Jul 2026 podcast

It's a government guaranteed loan.

So, you know, that is why they put you through the rigor because it's completely guaranteed.

There is no downside risk.

And so I think when you go through the SBA process, you do feel it's a colonoscopy because of the guarantee.

So you bring up two really good points.

Number one was, you know, in our survey findings, three quarters of the business did report that they are adopting AI and they continue to see both.

And most of them actually reported that AI helped them save money.

They are, you know, it's very measured in the way they are determining ROI on the investments they're making in adoption of the technologies.

And end-to-end operation efficiencies are being realized for those businesses.

But a lot of them also said that it's too expensive or overrated and they do not know whether the industry they operate in or the vertical they are operating in actually has relevant adoption for AI.

You know, there's a lot of buzz around just the amount of data centers being built for AI and, you know, how expensive the technology is.

But we continue to hear, you know, small businesses who are adopting some of these tools still reporting backend efficiency.

So I would say both.

While the verdict is out there around, you know, what the cost of that investment looks like, a lot of businesses are still finding benefits.

Yes, yes.

I would agree with that.

And I think that's because there's still much to be told in terms of how businesses measure the ROI on the investments they're making and whether it's effectively helping them save money versus the cost of human labor.

And I think that's because that technology

Nobody knows what's the fully loaded cost of that technology or adoption of the technology.

Yes, exactly.

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