Simon Birmingham
speaker
69 appearances
1 recordings
1 series
first heard Jul 2026
last heard 7 Jul
Simon Birmingham’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.
Appearances
Hello, Sean.
It's great to be with you and particularly with your listeners.
Because the banking industry is essential to essentially every part of our economy and its operations.
That credit, which equals lending, doesn't occur without a strong, profitable, viable banking industry.
And that credit is essential, whether you are
somebody looking to buy your first or subsequent homes, or whether you are looking to start and grow a small business, or whether you're indeed a larger corporate investor.
And at all levels, we see bank lending, bank credit as being absolutely essential, just of course, as is the role of banks in our payment system, which none of us ever think about.
We just go and we
tap our cards and double-click our phones and expect everything to magically happen, and happily it does.
But the reality is that there is huge investment that underpins that, investment that tries to minimise fraud and scams and protects your money and provides next to real-time balancing of accounts across those businesses and how you're spending your money.
And all of that goes to the productivity, life, economic growth of our economy.
Sean, you mentioned a period of fashionable bank bashing.
It was also a period of real discovery of genuine problems.
And as a banking industry, we shouldn't forget that.
The Royal Commission uncovered practices that needed to change.
And that's important to know, not forget, and ensure that those lessons are continually understood by those running and operating our banks today.
But we also need to make sure we're actually keeping the balance on these things right and genuine.
And the reality is banks are important to our economy, as I said before, but they're also, yes, really critical to households.
What we've seen over the last decade or so
is that Australian households have come to own more of our banks and has grown from sort of around the mid-50 percentage range as to how much of our banks are owned by households either directly or through their super funds up to 65%.
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