Stacey

My husband, when he was so angry, he said, not only no, but now pay us back $100,000 straight away. And now he just keeps distancing himself from them, which I totally understand, but how do we navigate this situation? How do we get the $100,000 back? I... I have no idea.

When we did the bank transfer, it literally showed up as loan to XYZ.

No, it was just verbal.

Yes.

Yes. At the time, they said that as soon as they sell their house, because they had a second-degree house that they didn't use, as soon as they sell their house, they're going to pay us back.

No, no, they didn't, but they've had multiple offers. They just keep turning them down.

Offers that match their asking price.

Yeah, I know.

And now my husband is feeling a bit guilty, and he keeps asking me if, Is he a good person because he told his dad now to repay everything back?

Yeah, well, the mom's getting involved in telling everybody that we are money-minded and we are keeping our kids.

Yes. Yes.

Yes, that's exactly what's happening.

Hi, how are you guys?

I think about $11 million.

Okay. Thank you very much. How are you?

Hi. Well, so I have a question about long-term health care insurance or possibly buying an annuity to take care of those issues later in life. And I know you're the person to help me out with that.

All right, so here's why. So I'm 57, my husband is 55. He was just diagnosed with a very aggressive stage four cancer, but otherwise has always been very healthy. Oh man, I'm so sorry. Yeah, thank you. It's been quite a deal. He was diagnosed about five, four months ago. Fortunately, we own our home. We have $950,000 in retirement.

But I just keep wondering what am I supposed to do about purchasing a policy for later in life when we're old and need to maybe be in a long-term care facility or a nursing home and I've read some, and it's all a little confusing to me.

Okay.

Right.

Yeah.

No, we're both university faculty. and um he is working from home okay he's able to do that with his chemo treatment or whatever he's doing okay okay good yeah okay and what do you make uh my base salary is 63 his is can you all live on that your salary yeah oh can we or do we can you I need to figure that out.

Okay. Okay.

So it sounds like what you're saying is I don't need, well, you're saying I don't need to worry about it right now, which is a relief.

Yeah, I don't need it right now. Yeah. Yeah.

Kind of. I'm just really nervous listening to you talk because I listen to you almost every day, and now I'm actually talking to you. Okay. My brain is just... That's okay. I've learned a lot about shark heads in the attic.

Well, I'm sure that's part of it. Um...

Okay, so I don't, okay.

Yeah, yeah, it is.

Well, I just wanted to... Be thinking like five years in advance for him. What do I need to be thinking five years?

That's where I get confused, like how would I even access that because it's like all in.

You know, that's an interesting question. So it's a, um, just to protect his privacy. Um, I'm not going to say what kind of cancer it is. Um, but the, um, I mean, he's been incredibly healthy. And so this, again, just came out of nowhere, but in terms of a clock, the five years for survival rate up until, uh, last year was 8%. Um,

All right. Are you guys hanging in tight for my story?

a clinical trial, he's now doing what the clinical trial, you know, has now been, uh, accepted or approved by the FDA. So there is no five year at this point there isn't. But what we do know is that with the treatment that they're doing for him, uh, we're looking at maybe a 20% chance of eradication of the cancer. And we're doing everything that we can to get him in there. He's never smoked.

He's never drank. Sure, sure, sure. He's always been active. But it's the getting there that's really hard.

Okay. So my question is, how do my husband and I navigate the very strained relationship we now have with his family after multiple instances of disloyalty and dishonesty? So... My father-in-law needs to repay a loan of $100,000 to us and hasn't done it yet. It's been two years now. And four months ago, the in-laws and my husband wanted to start a new business. They actually own a family business.

And that was around the time when we moved into our new home. They sold the house and a couple of days later asked my husband to put our house up as their loan guarantee for their new business, as it was worth around $2 million. And, oh, my husband wouldn't be the business owner, but just an employee. So since then, the relationship... I assume your husband said no.