Stephanie Genkin
speaker
136 appearances
3 recordings
1 series
first heard Dec 2022
last heard Dec 2024
Stephanie Genkin’s voice in public audio — every appearance, attributed to the second.
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Appearances
And so what I would say is pay the minimum on a low interest rate card and
And then put all your firepower, however you do it, whether you took like a side hustle during the holidays, some dog walking, whatever, reduction of spending in your lunch or going out budget, and start putting it more towards the debt.
And target one card so you're starting to see immediate results.
That is going to improve your credit score, and you're going to also have the stamina to keep running.
It's not going to shoot up overnight.
But I would safely say that in six months, you're going to see an improvement.
That's why I was suggesting that it's not about getting rid of debt fast.
It's about doing it forever.
WSJ Your Money Briefing · Getting Out of Debt: First Steps You Can Take Yourself · 27 Dec 2022
podcast
Basically, when it comes to paying down debt, you want to come to this without judgment.
How would you help your best friend deal with this?
And that's going to help you just be able to deal with what is and not really focus on the emotions of it.
Oh, it's so good to be with you.
I think people should be generous as they approach this process.
There's a lot of shame, fear, guilt, humiliation around debt.
I think you have to give yourself some grace when you start.
The most important thing I would say as you approach this is you really have to know your numbers.
A lot of people come to me with help getting out of debt.
and then they really don't know how much debt they have, whether it's student loans or credit card debt.
And I understand why you might want to avoid this, but now if you're going to get serious about it, we really need to know in each category what kind of debt there is.
And more specifically, once you divide it up amongst the categories, then you want to know per loan or per credit card, what's the balance, what's the interest rate,
Showing 61–80 of 136 · page 4 of 7
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