Stephanie Jordan
speaker
52 appearances
1 recordings
1 series
first heard Feb 2026
last heard 25 Feb
Stephanie Jordan’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 1 in all, peaking in Feb 2026 with 1.
Appearances
Good morning, Craig.
Thanks for having me.
Yes, it is completely outrageous.
Surely there is room in the budget to help people like this.
It doesn't seem fair.
It's shocking, actually.
Yes, they are a little bit more cautious, but I don't believe the potential $24 a week increase in repayments is going to stop many people, including first-time buyers, wanting to get into the market.
I haven't really seen any people that concerned about the rate increases.
Yeah, I'm still getting a lot of inquiry about buying property.
Yes, that's true.
However, what lenders generally do in the first and second tiers is they add a 3% serviceability buffer and stress test the repayments based on 3% higher than the actual rate.
So it would take 12 rate rises of 25 basis points to actually surpass that.
It doesn't really affect people's ability to afford their mortgage that much because we've already stress tested the repayments.
I think it's just the roller coaster of rates being slightly higher and then them plummeting all the way down to almost 2% and then them sharply increasing.
It's just mainly the rate roller coaster over the last seven years I've seen.
Yes.
Well, yeah, it was a little bit stressful, I think, for clients who committed to larger mortgages at 2% and now the rates are almost 6%.
That was definitely a little bit shocking, but I feel like they've come down and I think they might settle in this space for a while.
Yes, that's right, Craig.
There is the system-generated pre-approval, which essentially is just an application submitted, but it just runs through some very basic checks like credit checks, but nothing's actually assessed against policy.
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