Stephen Basaja

speaker
927 appearances 124 recordings 2 series first heard Dec 2025 last heard yesterday

Stephen Basaja’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months
33 · Sep OctJan 26AprJulnow

Recordings per month over the last 12 months — 124 in all, peaking in Sep 2026 with 33.

Appearances

newest first · ▶ plays the moment
Not once. matched
Under the Community Reinvestment Act, the more a bank invests locally, the more likely regulators will approve profitable mergers and acquisitions. matched
In 2024, the law encouraged about $170 billion in affordable housing and local infrastructure lending. matched
That's according to the National Association of Affordable Housing Lenders. matched
The group says the new rules would reclassify about 800 banks as small, so they would no longer need to follow those regulations. matched
And that would likely lead to lower investment in rural housing, where those banks are often located. matched
Federal regulators say the proposed loosened rules will lower the burden on community banks. matched
Stephen Basaja, NPR News. matched
Under the Community Reinvestment Act, the more a bank invests locally, the more likely regulators will approve profitable mergers and acquisitions. matched
In 2024, the law encouraged about $170 billion in affordable housing and local infrastructure lending. matched
That's according to the National Association of Affordable Housing Lenders. matched
And that would likely lead to lower investment in rural housing, where those banks are often located. matched
Federal regulators say the proposed loosened rules will lower the burden on community banks. matched
Stephen Basaja, NPR News. matched
Mortgage rates were falling the first few months of the year.
Then the war against Iran started, driving up the bond market and with it mortgage rates.
Kate Wood is NerdWallet's housing expert, and she says the direction of mortgage rates have been directly tied to the war.
The investor freakout was magnified after the Federal Reserve Wednesday signaled that an interest rate hike could be coming in the near future.
The latest average for the 30-year fixed mortgage jumped nearly a tenth of a percentage point from the previous week, the highest jump in about four months.
Stephen Basaja, NPR News.
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