Stephen Basaja
speaker
953 appearances
128 recordings
2 series
first heard Dec 2025
last heard yesterday
Stephen Basaja’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 128 in all, peaking in Sep 2026 with 37.
Appearances
That is because we are short millions of homes based on what the need is in this country.
And that drives up prices.
Home builders could help with that.
But they also have those lingering winter blues.
They are not planning on building a lot of new homes because the cost of borrowing is high and so are materials and labor.
Well, President Trump on Friday signed two executive orders on this, both of them basically turning to deregulation as a solution.
The first is about loosening up mortgage rules, like making it easier for smaller banks to give customers a loan.
The idea is more lenders will mean more competition and lower rates.
The second is deregulation on home construction.
One thing that drives up construction costs is meeting standards for things like energy efficiency and waiting on approvals.
President Trump's order tells all sorts of agencies to look for rules to either streamline or just get rid of them to speed things up.
I spoke with NerdWallet's housing expert, Kate Wood, about this.
And she said, yeah, cutting regulations can make the sticker price of homes cheaper.
So this deregulation could have negative consequences in the long run.
Yeah, the Senate just approved the largest housing bill in decades, and they did so with huge bipartisan support.
The bill has more than 40 different ideas, programs, and changes to old rules.
But the core of it is pretty similar to what Trump's orders are trying to do, encourage more building through things like deregulation and grants.
Well, they could make a dent here, but ultimately anything coming from Washington is going to be limited.
The reason that Senate bill is so sprawling is because it's really a lot of different nudges for state and local governments.
They have a much bigger influence on home construction through things like building codes and zoning laws.
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