Susan Hayes Culleton

speaker

3,107 appearances 22 recordings 2 series first heard Nov 2025 last heard 4 Sep

Susan Hayes Culleton’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 22 in all, peaking in Jul 2026 with 5.

Appearances

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Taking Stock · Circular economy, 'dead internet' theory & blockchain revolution · 14 Aug 2026 podcast

It was decentralized, so you weren't relying on a centralized, let's say, central bank in order to record financial transactions if that if that was hacked. voice-verified

And the payment for doing so was a cryptocurrency. voice-verified

The most popular, we'll say since then, has been Bitcoin. voice-verified

However, I also remember over we'll say during the twenty tens, Paul, there was a lot of you know, everybody needs to get on top of this, this is the future of where it's going to be. voice-verified

When you say that there's a lot of practical uses now, in the grand scheme of things though, are those practical uses really concentrated down to a couple of businesses or a couple of institutions or the od sector? voice-verified

Do you think that'll change? voice-verified

So what I'm hearing you say is that you well, I was gonna say you and I, but m probably me. voice-verified

In my case, I may not know that I'm engaging with a blockchain system, nor am I likely to care as long as it works. voice-verified

And uh there may be ways in which, whether it's healthcare or land registry, etc., that I may be engaging with it that I'm not familiar with either. voice-verified

But the fact that you can change things on it, all of the benefits that I mentioned earlier, I m stand to bend benefit from them. voice-verified

I may not just just know about it. voice-verified

Can I ask you about another buzz term? voice-verified

And that is tokenization, because there's a lot of talk about this now in the financial markets, which is rather than me, for example, buying voice-verified

A share in a stock, I could buy a tokenized version of an equity, which would mean that I would have some form of a derivative that would track that equity that I could trade 24-7. voice-verified

Now, I don't really like the sound of this, but I want to hear your thoughts on what you think of tokenization in assets, and then I'll tell you why I'm not so much a fan. voice-verified

When m well so settlement being if I buy something from you it takes two days for the money to go to you and the yasa to come to me. voice-verified

And I get that, Paul. voice-verified

However, if I was to buy something from you, let's say that it's a commodity, right? voice-verified

And I don't know who you are, you're just the other side of a transaction and we're engaging on a stock market exchange. voice-verified

At least I know the clearinghouse will stand over that deal, which is if you fall through and you don't provide the asset or or whatever else, if we then move to where blockchain is, what the system at which this stands, but yet the central voice-verified

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