Susan Hayes Culleton

speaker

3,266 appearances 23 recordings 2 series first heard Nov 2025 last heard 18 Sep

Susan Hayes Culleton’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 23 in all, peaking in Jul 2026 with 5.

Appearances

newest first · ▶ plays the moment

Taking Stock · The Digital Euro explained, business exit plans & the shortcomings of our climate risk models · 31 Jul 2026 podcast

First off, Kate, I was out for breakfast this morning. voice-verified

I paid for it in euro, digitally. voice-verified

What's the difference between that and a digital euro? voice-verified

And so would I need a separate card or would I need a separate device? voice-verified

Like how would one access a digital euro? voice-verified

But what I don't get is I'm hearing digital euro app and then I don't need an internet connection. voice-verified

So is there a risk then that I would use this app without the digital connection and then I could double spend? voice-verified

The ECB couldn't keep up with me, Kate. voice-verified

But I looked at who the companies were that applied to be part of the pilot. voice-verified

We've Deutsche Bank, Unicredit, Revolut, Aiden, and Stripe, for example. voice-verified

Why would they want this? voice-verified

Because all of those make money out of transactions. voice-verified

If the transactions would happen between me and you, let's say, or me and the bookshop, as you mentioned, via an app through the ECB, does that hurt them? voice-verified

Does that take away business from any of those? voice-verified

on a daily basis. voice-verified

Like why would I deposit my money with a commercial bank that could technically go bust as we have seen a risk of in the country in the past when I could basically deposit my money directly with the ECB and they back it up and one has to assume they're entirely risk free. voice-verified

So that would give them an entirely... voice-verified

specific, unique selling point in comparison to the commercial banks? voice-verified

One of them is, why are they bothering at all? voice-verified

Because it's not like the ECB has nothing to do. voice-verified

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