Suze Orman
speaker
12,336 appearances
40 recordings
1 series
first heard Jan 2026
last heard 2d ago
Suze Orman’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 40 in all, peaking in Aug 2026 with 9.
Appearances
contract choice.
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Got that?
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Now what are the disadvantages?
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Disadvantage one.
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And I have to tell you, this is the big one if you ask me.
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Once your contract is locked, again, usually about 90 days after you bought it, you generally cannot call the insurance company, let's say at age seventy-eight and say, I changed my mind.
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I need the money for uh home care, for a new roof, for my spouse, my child.
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The whole point of the Q lock.
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rules is that it is not a liquid account.
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Unlike a bond that you can buy and sell, stock that you can buy and sell.
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After those 90 days after you purchased, it is locked, and you will never be able to get a penny back.
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Got that?
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Now, if you decide to buy a Q-Lock and this leaves you short of an emergency fund, then the purchase, I have to tell you, is just wrong.
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I don't care how attractive the income looks, you never lock up money that stands between you.
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And financial desperation because that's what happens when you need money and you can't get it, you get totally desperate.
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Disadvantage two.
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And this is important.
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A fixed payment that looks generous today may feel much smaller, 15 or 20 years, whatever it is from now.
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At a 3% annual inflation, you have to understand that prices roughly double in about 24 years.
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So a monthly payment of $2,000 will only
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Showing 2221–2240 of 12,336 · page 112 of 617
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