Tadeo Ruiz Sandoval

speaker
291 appearances 3 recordings 1 series first heard Aug 2024 last heard Aug 2024

Tadeo Ruiz Sandoval’s voice in public audio — every appearance, attributed to the second.

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Louis Federal Reserve, the median wealth of millennials and older Gen Zers more than quadrupled to $41,000 from 2019 to 2022 during the pandemic.
That really surprised me.
So I got in touch with the St.
Louis Federal Reserve.
Everything I'd heard so far talked about younger generations going through a rough financial time.
So how come the pandemic led to more wealth for Gen Z?
Data scientist Lowell Ricketts and senior researcher Ana Hernandez-Kent painted the picture for me.
You'll hear from Ana first.
Here's data scientist Lowell Ricketts.
All of those factors led to Gen Z saving more money during the pandemic.
But remember Kyle Dillon?
His savings didn't last long.
They mostly went towards living expenses.
And when he was running low on funds, he tapped into more credit.
Kyle's story made me wonder, how long would the savings Gen Z got from the pandemic last, given the rising costs of living?
The researchers from the St.
Louis Federal Reserve say they aren't sure.
They said that while those higher costs do have a negative impact on Gen Z's wealth, it doesn't completely derail the wealth advantage the pandemic gave Gen Z. Here's data scientist Lowell again.
The researchers told me that Gen Zers should think of the long-term consequences of their purchases and investments made now if they want to keep their advantage.
However, not everyone in Gen Z is thinking about the long-term effects of their purchases.
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