Tadeo Ruiz Sandoval

speaker
291 appearances 3 recordings 1 series first heard Aug 2024 last heard Aug 2024

Tadeo Ruiz Sandoval’s voice in public audio — every appearance, attributed to the second.

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Sound design by Michael Aval.
Michael and Jessica Fenton wrote our theme music.
Our super pricing producer is Melanie Roy.
Aisha Al-Muslim is our development producer.
Scott Salway and Chris Zinsley are our deputy editors.
And Felana Patterson is the Wall Street Journal's head of news audio.
Thanks for listening.
Hello, I'm Tadeo Ruiz-Noval for the Wall Street Journal.
And lately, I've been wondering how I'm going to pay off the nearly $35,000 in student loans that I will owe when I graduate.
When I look to my future, that debt is the first thing I think of.
How long will it take me to pay it down?
Will I have to delay getting married or having a house?
Those thoughts keep me up at night.
Facing all these questions, I wanted to know what other Gen Zers like me did when their debt loomed so large.
So I reached out to the National Foundation for Credit Counseling, or NFCC, a group that provides financial counseling for people struggling with debt.
Bruce McCleary oversees membership and serves as a spokesman for the NFCC.
He said Gen Zers mostly sought the NFCC's help to manage their student loans.
But last year, he noticed more Gen Zers requesting counseling for something different.
More commonly, we're seeing that they're reaching out for assistance with affordable repayment of their credit card debt.
And in some cases, they've already fallen behind on their payments and they're getting hit with late fees, over limit fees.
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