Telis Demos

speaker

656 appearances 10 recordings 1 series first heard Jun 2018 last heard Dec 2024

Telis Demos’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · Citigroup Launches New Digital Payments Unit · 27 Mar 2019 podcast

In fact, banks used to own some of those companies. voice-verified

They'd spun them off years ago or in the process of doing so. voice-verified

And because it just wasn't that great of a business, it was all about volume. voice-verified

Each transaction would make fractions of a cent. voice-verified

This just wasn't something where the banks really saw a lot of voice-verified

room for them to add value. voice-verified

Well, that's right. voice-verified

So what's happened over the last few years is that the business has gone from a pretty basic accepting card swipes at terminals type thing, which was the vast majority of activity, to this... voice-verified

explosion of payment options and types and things like that. voice-verified

I mean, think about all the shopping that you do online. voice-verified

Think about all of the wallet options you have now. voice-verified

Are you using Apple Pay? voice-verified

Are you using PayPal? voice-verified

If you're in another country, are you using Alipay? voice-verified

Are you using Paytm? voice-verified

There are all these new and different ways to voice-verified

to to pay some of them involve credit cards but in a new way some of them involve entirely new types of payments where you're spending money within an ecosystem and merchants are trying to get in on that uh plus you have just an exp you know with with the advent of more online comments you see an explosion of fraud and so now merchants are having all these problems with accepting credit card payments that aren't real voice-verified

And so you've had all of these new challenges introduced into what was a pretty, pretty, pretty basic, pretty standard business over the last few years. voice-verified

And so now banks are kind of coming back into that business and finding or searching for lots of different ways to make money within payments again. voice-verified

Well, it's not so much about credibility as it's about data. voice-verified

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