Theo (Teo) Francis

speaker
27 appearances 1 recordings 1 series first heard Jul 2026 last heard 22 Jul

Theo (Teo) Francis’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
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Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

Appearances

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One of the big benefits of using the Roth IRA for this kind of strategy is that it
There aren't the same requirements to withdraw money as you get older that you have in traditional IRAs.
And that means that they can pass those accounts on to their heirs without the accounts first being depleted by these mandatory and taxable withdrawals.
They're saying if you're going to save more than about $10 million, you're not going to get the same tax breaks that are in place to help ordinary middle-class Americans save for retirement.
They would require those with accounts over $10 million to withdraw half the excess every year.
So if your account is $12 million, you know, you'd have to withdraw $1 million the first year.
Thank you.
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