Tiffany Aliche

Yes. And so it's important to separate those two because I want you to, you'll see that I want you to understand the level of control you have on these expenses. And whatever is not a B or UB, everything else is a C. C stands for cash or choice, meaning that you have full choice of how you spend here. So grooming might be left over. Groceries might be left over. How much eating out with friends.

Yes. And so it's important to separate those two because I want you to, you'll see that I want you to understand the level of control you have on these expenses. And whatever is not a B or UB, everything else is a C. C stands for cash or choice, meaning that you have full choice of how you spend here. So grooming might be left over. Groceries might be left over. How much eating out with friends.

Yes. Yes. And so entertainment. And so now before you get to slashing, I want you to ask yourself, where's most of your money going? For many people, most of their money might be going to the B's and UB's. But for some people, it's actually all the C's. So then we have to identify, do you have a don't make enough issue or spend too much issue?

Yes. Yes. And so entertainment. And so now before you get to slashing, I want you to ask yourself, where's most of your money going? For many people, most of their money might be going to the B's and UB's. But for some people, it's actually all the C's. So then we have to identify, do you have a don't make enough issue or spend too much issue?

Yes. Yes. And so entertainment. And so now before you get to slashing, I want you to ask yourself, where's most of your money going? For many people, most of their money might be going to the B's and UB's. But for some people, it's actually all the C's. So then we have to identify, do you have a don't make enough issue or spend too much issue?

And so if most of your money is going to the B's and UB's, you might not make enough. So it's not about slashing because these are your bills. But if most of your money is going to your C's, your choices and your cash expenses, then you probably have a spend too much issue. So now we need to slash. Because it's entertainment and grocery and all those things where your money is going.

And so if most of your money is going to the B's and UB's, you might not make enough. So it's not about slashing because these are your bills. But if most of your money is going to your C's, your choices and your cash expenses, then you probably have a spend too much issue. So now we need to slash. Because it's entertainment and grocery and all those things where your money is going.

And so if most of your money is going to the B's and UB's, you might not make enough. So it's not about slashing because these are your bills. But if most of your money is going to your C's, your choices and your cash expenses, then you probably have a spend too much issue. So now we need to slash. Because it's entertainment and grocery and all those things where your money is going.

Because what I find is that frugal people want to get more frugal when things are tight. I'm like, that's not the answer. That instead, I want you to put your energy to learning how to earn more if all of your money is going to your bills. Because we're cutting the mortgage. What are we cutting? That's true.

Because what I find is that frugal people want to get more frugal when things are tight. I'm like, that's not the answer. That instead, I want you to put your energy to learning how to earn more if all of your money is going to your bills. Because we're cutting the mortgage. What are we cutting? That's true.

Because what I find is that frugal people want to get more frugal when things are tight. I'm like, that's not the answer. That instead, I want you to put your energy to learning how to earn more if all of your money is going to your bills. Because we're cutting the mortgage. What are we cutting? That's true.

a spike in this? Absolutely. Overconsumption is the new way. We all have so much that we don't need. I mean, even I, sometimes I'm like, Tiffany, you do not need like another, like you don't even vacuum. I'm like, but that one is so cool. And I'm like, there's this influencer who I follow, who I love her, because it's so aesthetically pleasing.

a spike in this? Absolutely. Overconsumption is the new way. We all have so much that we don't need. I mean, even I, sometimes I'm like, Tiffany, you do not need like another, like you don't even vacuum. I'm like, but that one is so cool. And I'm like, there's this influencer who I follow, who I love her, because it's so aesthetically pleasing.

a spike in this? Absolutely. Overconsumption is the new way. We all have so much that we don't need. I mean, even I, sometimes I'm like, Tiffany, you do not need like another, like you don't even vacuum. I'm like, but that one is so cool. And I'm like, there's this influencer who I follow, who I love her, because it's so aesthetically pleasing.

But you know the ones that were like, everything in the kitchen is aesthetically pleasing? Yes, this is these Amazon shops, so that I can click through to my Amazon thing. I got this all for free, but I'm gonna make money on you buying it. A container for the container. It's like, well, who wants to eat cereal out of a cereal box? We want to eat it out of an aesthetically pleasing glass container.

But you know the ones that were like, everything in the kitchen is aesthetically pleasing? Yes, this is these Amazon shops, so that I can click through to my Amazon thing. I got this all for free, but I'm gonna make money on you buying it. A container for the container. It's like, well, who wants to eat cereal out of a cereal box? We want to eat it out of an aesthetically pleasing glass container.

But you know the ones that were like, everything in the kitchen is aesthetically pleasing? Yes, this is these Amazon shops, so that I can click through to my Amazon thing. I got this all for free, but I'm gonna make money on you buying it. A container for the container. It's like, well, who wants to eat cereal out of a cereal box? We want to eat it out of an aesthetically pleasing glass container.

Do I need an aesthetically pleasing? You don't. So it is really hard. So that's why I don't believe in leaning so heavily on discipline when it comes to financial stick-to-it-ness. What do you believe in? That I believe automation, automation, automation. That's the new discipline. That if we can put systems and automations in place, it will help to safeguard you because you're human.

Do I need an aesthetically pleasing? You don't. So it is really hard. So that's why I don't believe in leaning so heavily on discipline when it comes to financial stick-to-it-ness. What do you believe in? That I believe automation, automation, automation. That's the new discipline. That if we can put systems and automations in place, it will help to safeguard you because you're human.

Do I need an aesthetically pleasing? You don't. So it is really hard. So that's why I don't believe in leaning so heavily on discipline when it comes to financial stick-to-it-ness. What do you believe in? That I believe automation, automation, automation. That's the new discipline. That if we can put systems and automations in place, it will help to safeguard you because you're human.