Tiffany Aliche

And so we did that step and she started crying and she was just like, I didn't realize how much over I was spending. And she said, as a matter of fact, I can't even afford the air conditioning that's on Can I turn it off? And I was like, yes. So we sat with the fan on because she just turned on the air conditioner because I was coming over. So I was like, turn off the AC. A fan is fine.

That tears and tissue step allows you to see what do you need to do now. And so. Let's say you've done that, right?

That tears and tissue step allows you to see what do you need to do now. And so. Let's say you've done that, right?

That tears and tissue step allows you to see what do you need to do now. And so. Let's say you've done that, right?

What is the next step? The next step is I want you to categorize your expenses before you get to slash and dash, you know, because that's what people want to do. I won't eat out. I won't. Yeah, I'm never going to eat again.

What is the next step? The next step is I want you to categorize your expenses before you get to slash and dash, you know, because that's what people want to do. I won't eat out. I won't. Yeah, I'm never going to eat again.

What is the next step? The next step is I want you to categorize your expenses before you get to slash and dash, you know, because that's what people want to do. I won't eat out. I won't. Yeah, I'm never going to eat again.

So I'm like categorize your expenses into three categories. One, I want you to write a B next to all the bills on your list. So bills are if you don't pay it, someone's going to come knocking on your door and say, where's my money? Right. Yeah. So put a B next to all those things.

So I'm like categorize your expenses into three categories. One, I want you to write a B next to all the bills on your list. So bills are if you don't pay it, someone's going to come knocking on your door and say, where's my money? Right. Yeah. So put a B next to all those things.

So I'm like categorize your expenses into three categories. One, I want you to write a B next to all the bills on your list. So bills are if you don't pay it, someone's going to come knocking on your door and say, where's my money? Right. Yeah. So put a B next to all those things.

Yes. Mortgage is a bill. Rent, car note, student loans. So if you don't pay, you're likely to be sued. Think about that. Gotcha.

Yes. Mortgage is a bill. Rent, car note, student loans. So if you don't pay, you're likely to be sued. Think about that. Gotcha.

Yes. Mortgage is a bill. Rent, car note, student loans. So if you don't pay, you're likely to be sued. Think about that. Gotcha.

Yes. That's a bill. Mm-hmm. So a B next to all your bills. And then, and those are really like fixed expenses. So that way you understand, right? And then I want you to put a U in front of any beam that fluctuates based upon your usage. Oh, I love that. So I call these like the U stands for usage or utility.

Yes. That's a bill. Mm-hmm. So a B next to all your bills. And then, and those are really like fixed expenses. So that way you understand, right? And then I want you to put a U in front of any beam that fluctuates based upon your usage. Oh, I love that. So I call these like the U stands for usage or utility.

Yes. That's a bill. Mm-hmm. So a B next to all your bills. And then, and those are really like fixed expenses. So that way you understand, right? And then I want you to put a U in front of any beam that fluctuates based upon your usage. Oh, I love that. So I call these like the U stands for usage or utility.

So your usage. Yes.

So your usage. Yes.

So your usage. Yes.

Yes. And so it's important to separate those two because I want you to, you'll see that I want you to understand the level of control you have on these expenses. And whatever is not a B or UB, everything else is a C. C stands for cash or choice, meaning that you have full choice of how you spend here. So grooming might be left over. Groceries might be left over. How much eating out with friends.