Tiffany Aliche

Yes. It's not there actually to tell me no. It's there to find the yes in the safest way possible.

Yes. It's not there actually to tell me no. It's there to find the yes in the safest way possible.

Yes. It's not there actually to tell me no. It's there to find the yes in the safest way possible.

I don't know what my budget should be. Like, where do you begin? Step one is to write everything down. Just the words of what do I spend money on? Don't think about the month, just in general. So it's like, oh, the kids, oh, credit card, oh, grooming, going out. Like just, I want you to just write the words. Don't think about the money, just words. So that's the first part. Step one. Yes.

I don't know what my budget should be. Like, where do you begin? Step one is to write everything down. Just the words of what do I spend money on? Don't think about the month, just in general. So it's like, oh, the kids, oh, credit card, oh, grooming, going out. Like just, I want you to just write the words. Don't think about the money, just words. So that's the first part. Step one. Yes.

I don't know what my budget should be. Like, where do you begin? Step one is to write everything down. Just the words of what do I spend money on? Don't think about the month, just in general. So it's like, oh, the kids, oh, credit card, oh, grooming, going out. Like just, I want you to just write the words. Don't think about the money, just words. So that's the first part. Step one. Yes.

Then step two is now you say, these words on my money list, how much am I spending approximately monthly? Some stuff you'll know, like your mortgage or your rent. Some stuff you might not be sure. Go pull out your bank statement and see on average the last few months how much you're spending on groceries or eating out or grooming. Or electricity or water.

Then step two is now you say, these words on my money list, how much am I spending approximately monthly? Some stuff you'll know, like your mortgage or your rent. Some stuff you might not be sure. Go pull out your bank statement and see on average the last few months how much you're spending on groceries or eating out or grooming. Or electricity or water.

Then step two is now you say, these words on my money list, how much am I spending approximately monthly? Some stuff you'll know, like your mortgage or your rent. Some stuff you might not be sure. Go pull out your bank statement and see on average the last few months how much you're spending on groceries or eating out or grooming. Or electricity or water.

or any of those things that you don't even really think, oh my God, I got that bill. Exactly. So then that's within a month frame on average, right? So that's step two. Then step three is to write down how much you make on average every month from all of your areas. So maybe you get alimony, maybe you get child support, maybe you have a job, whatever that is, how much are you making monthly?

or any of those things that you don't even really think, oh my God, I got that bill. Exactly. So then that's within a month frame on average, right? So that's step two. Then step three is to write down how much you make on average every month from all of your areas. So maybe you get alimony, maybe you get child support, maybe you have a job, whatever that is, how much are you making monthly?

or any of those things that you don't even really think, oh my God, I got that bill. Exactly. So then that's within a month frame on average, right? So that's step two. Then step three is to write down how much you make on average every month from all of your areas. So maybe you get alimony, maybe you get child support, maybe you have a job, whatever that is, how much are you making monthly?

Then you add up, step four, you add up how much you're spending monthly and subtract it from how much you're making monthly. I call that the tears and tissue step. Cause usually people get there and they're like, can I have a tissue? And should you do this with a friend? Yes. Should we call Linda? Yes. Get yourself a Linda.

Then you add up, step four, you add up how much you're spending monthly and subtract it from how much you're making monthly. I call that the tears and tissue step. Cause usually people get there and they're like, can I have a tissue? And should you do this with a friend? Yes. Should we call Linda? Yes. Get yourself a Linda.

Then you add up, step four, you add up how much you're spending monthly and subtract it from how much you're making monthly. I call that the tears and tissue step. Cause usually people get there and they're like, can I have a tissue? And should you do this with a friend? Yes. Should we call Linda? Yes. Get yourself a Linda.

So, so literally, so I, when I used to do one-on-ones, we would do all that and people would be like, okay. And then I would literally just grab a box of tissues and just put it here. Cause I'm like, it's about the waterworks. They added up. I remember it was a nurse. I'll never forget. I'll call her B. And I came to her house and it was beautiful condo.

So, so literally, so I, when I used to do one-on-ones, we would do all that and people would be like, okay. And then I would literally just grab a box of tissues and just put it here. Cause I'm like, it's about the waterworks. They added up. I remember it was a nurse. I'll never forget. I'll call her B. And I came to her house and it was beautiful condo.

So, so literally, so I, when I used to do one-on-ones, we would do all that and people would be like, okay. And then I would literally just grab a box of tissues and just put it here. Cause I'm like, it's about the waterworks. They added up. I remember it was a nurse. I'll never forget. I'll call her B. And I came to her house and it was beautiful condo.

And so we did that step and she started crying and she was just like, I didn't realize how much over I was spending. And she said, as a matter of fact, I can't even afford the air conditioning that's on Can I turn it off? And I was like, yes. So we sat with the fan on because she just turned on the air conditioner because I was coming over. So I was like, turn off the AC. A fan is fine.

And so we did that step and she started crying and she was just like, I didn't realize how much over I was spending. And she said, as a matter of fact, I can't even afford the air conditioning that's on Can I turn it off? And I was like, yes. So we sat with the fan on because she just turned on the air conditioner because I was coming over. So I was like, turn off the AC. A fan is fine.