Toby (the other half of the debt-free teacher couple)

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40 appearances 1 recordings 1 series first heard Jul 2026 last heard 16 Jul

Toby (the other half of the debt-free teacher couple)’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

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The Ramsey Show · Ordinary Habits Will Build Extraordinary Wealth · 16 Jul 2026 podcast

Hi, Jade.

Thank you.

You got this on lock.

Good job.

He speaks in front of audiences all the time.

I can tell.

He's a natural.

I can tell.

It's freeing.

Incredible.

We can just do what we want.

And we're very goal-oriented people.

So we set goals, and then we work towards that.

And we're also very visual.

And so each link on that paper chain was $1,000.

And then so the kids got involved during budget time.

And each budget month, they would get to tear off a paper chain.

Yeah.

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