Tom Gardner

speaker

979 appearances 13 recordings 1 series first heard Oct 2025 last heard 16 Aug

Tom Gardner’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 13 in all, peaking in Jul 2026 with 4.

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Motley Fool Hidden Gems Investing · Mastercard CEO: The $15.6 Trillion Threat Most Investors Are Ignoring · 9 Aug 2026 podcast

And I know cross-border business and your value added services uh growth are pretty pleasing to you.

Any highlights that you'd like to share with us on a single quarter, a 90-day period, which I know isn't the uh uh the necessarily the best way to measure a

It is amazing how much

dynamic change there is in the in the world today and in the marketplace and yet a very stable, uh solid performance from companies like MasterCard again, showing the strength of the consumer as you shared.

Can we just talk a little bit about the relationship between the bank, the merchant, and the cardholder just to set the table?

For example, when we get to stable coin, we will ask you to define stable coin because there will be viewers of the Malifull that are encountering some of this for the first time.

So maybe just walk through a little bit, you know, four billion card

cardholders, tens of millions of merchants, and how the uh how the network interacts.

Uh, thank you.

So in a way, we should think of it as a a trust and security network.

And for that reason, I'd like to move towards cybersecurity because I know you've made some significant investments.

I think I'm not counting this quarter, over eight billion dollars invested in cybersecurity and fraud.

So generative AI is arriving faster and the tools are upgrading faster than than um I think anyone was estimating, except for maybe Ray Kurzweil.

Uh and they're finding holes in systems.

uh faster.

So what what types of crimes are you seeing that are new?

Uh and and and what's MasterCard's uh unique approach?

I mean, is it right to think and may uh was it always right to think in human civilization?

Um or is it even more correct to think that we're permanently at financial war of some sort worldwide across state actors, non state actors, organized crime?

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