Tom Gardner

speaker
979 appearances 13 recordings 1 series first heard Oct 2025 last heard 16 Aug

Tom Gardner’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months
4 · Jul OctJan 26AprJulnow

Recordings per month over the last 12 months — 13 in all, peaking in Jul 2026 with 4.

Appearances

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Uh it's y i it's a continual, never ending battle.
Is that a is that an accurate view of the world or not?
I mean, do you anticipate do you see th the MasterCard brand becoming more and more associated with s with security, with cybersecurity, with threat intelligence?
Or or that's something that we want to keep invisible and under the radar pretty much and uh be the relied upon network.
Actually, I'd like to take a step back and go to some of the broader drivers just to remind us of what's happening uh sort of at the trend level for um uh transactions worldwide and for MasterCard specifically.
So we'll just go to the first one, which is the cash to digital to card shift.
Like where are we in that process now?
You know, like what w how many how many transactions were done in cash 10 years ago, ballpark versus today?
And and how much further do we have to go in that?
Uh let's talk about cross border uh transactions, travel and non travel.
Right.
MasterCard move and uh the significance of this trend for you.
Uh and stablecoin uh now in some ways presents some threats to uh transactions that have typically um one could expect to go through MasterCard's network.
Uh so I'm wondering what the impact might be from stablecoin on international transfers, larger business to business payments.
Um obviously I think it's probably gonna be a while before that gets down to the level of the consumer purchases or ordinary purchases.
I don't think
consumers want a lot of different currencies to work with.
So m maybe I'm misinterpreting that.
Please guide guide us uh into think more clearly on it.
Right.
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