Trenae Nuri
speaker
535 appearances
16 recordings
1 series
first heard Nov 2021
last heard May 2022
Trenae Nuri’s voice in public audio — every appearance, attributed to the second.
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Appearances
I'm Trina Neri for The Wall Street Journal, filling in for J.R.
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Whalen.
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There's a longstanding so-called rule about retirement, the 4% rule.
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Spend no more than 4% of your savings in the first year.
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Then adjust that amount to keep pace with inflation.
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But the 4% rule and the math behind it may be changing.
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So what are the new rules for spending in retirement?
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Coming up, our retirement reporter Ann Tergesen will be here to walk us through what experts are saying.
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That's after the break.
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For decades, millions of retired Americans have relied on the 4% rule.
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It's the conventional wisdom that retirees should spend no more than 4% of their savings in the first year of retirement.
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But new research suggests that rule may need an adjustment so that retirees can make sure their money lasts.
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Here to help us understand the new research on retirement spending is WSJ retirement reporter Anne Tergesen.
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Hi, Anne.
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Thanks for being here.
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Thanks for having me.
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First, Anne, bring us up to speed.
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Why has the 4% rule been common financial advice for retirees over the years?
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But now some advisors are suggesting a change.
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What are they proposing instead of 4% and what's the reasoning?
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Showing 301–320 of 535 · page 16 of 27
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