Troy Candy

speaker
797 appearances 1 recordings 1 series first heard Jun 2026 last heard 21 Jun

Troy Candy’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
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Recordings per month over the last 12 months — 1 in all, peaking in Jun 2026 with 1.

Appearances

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Oh, yeah.
And so it's effectively like a 20% loan and an 80% loan put together.
And then with the rise of the property, refinance it, we get our...
and then the house is yours.
Yeah, no, so deposit-free, so no deposit.
Okay.
And then as the house goes up in the value, we use your equity to refinance, so make that as your deposit so we can get off the title and we're out.
Okay.
And the reason I did that was, yes, some of the statistics were insane about, I don't know, I'm off the top of my head, but the comparisons between, so I think in like when our parents were kids, it would take about three to six months to save a house deposit.
And that hit me.
I was like, because they go, oh, you know, we only earned a hundred bucks a week or whatever it is or whatever it was.
But it's like, well, the deposit was only this.
Yeah.
Yeah, if you've got them, Andy.
It's so bad.
And I think it was like 40% of kids rely on the bank of mum and dad as in where they go guarantor, they put the deposit down, they inherit some sort, they use equity off their parents, whatever it is.
how many kids don't have mom and dad to lean on?
Like, so what do you do?
Just never get a house.
Like, so, so for us, this is why I was like, look, there is a lot of kids.
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