Tyler Gardner

speaker

4,898 appearances 11 recordings 1 series first heard Jun 2026 last heard 6d ago

Tyler Gardner’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 11 in all, peaking in Aug 2026 with 5.

Appearances

newest first · ▶ plays the moment

Your Money Guide on the Side · The $4.2 Million Man Who Couldn't Spend His Own Money · 17 Aug 2026 podcast

The portfolio. voice-verified

exists to serve the answers. voice-verified

If the answers don't direct the portfolio, the portfolio is just a number on a screen, growing for no reason, eventually transferring to people who will themselves struggle to spend it. voice-verified

That is not what you saved for. voice-verified

That cannot be what you saved for. voice-verified

So let the saving lead somewhere. voice-verified

Part six A Closing Argument for Generosity. voice-verified

I wanna make a brief case for something that in my experience retires consistently underweight and that I think is one of the most underappreciated sources of meaning in the second half of life. voice-verified

Give money away. voice-verified

Well you're alive to people you love. voice-verified

The standard estate plan defers all of this giving until after you die. voice-verified

The money sits in the portfolio until the end, then in one stroke, it transfers to children or grandchildren or charity, often after a probate process that takes a year or two. voice-verified

The recipients receive a windfall they did not anticipate. voice-verified

At a moment in their lives, statistically, their 50s or 60s. voice-verified

in their sixties when they've already built their financial lives without it. voice-verified

this is structurally a suboptimal use of a gift. voice-verified

A different model, give the money while you're alive, strategically, in meaningful amounts, to people whose lives you can actually watch the gift change. voice-verified

The federal annual gift tax exclusion in 2026 allows you to give roughly $19,000 per recipient per year without filing a gift tax return. voice-verified

So a couple can give $38,000 per recipient. voice-verified

You could do this for as many people as you want. voice-verified

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