Tyler Gardner
speaker
5,337 appearances
12 recordings
1 series
first heard Jun 2026
last heard 21 Sep
Tyler Gardner’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 12 in all, peaking in Aug 2026 with 5.
Appearances
You don't check Redfin daily to see the value of your home.
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And even if you do, the last thing you would do in a housing market crash is call up the local realtor and try to get out as quickly as possible.
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So why do we act this way when it comes to our liquid assets?
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Beyond always thinking about your portfolio like we would about our primary residence, here are two more pieces of infrastructure for you to take forward to protect against being your own worst retirement enemy.
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First, the cash buffer.
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18 to 24 months of spending in cash, available, untouched, just sitting there.
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Money market, bonds, don't care as long as it keeps up with inflation and it's stable.
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Because the entire reason people panic sell is that they're afraid they won't have money to live on if the market continues to fall.
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That cash buffer makes that fear factually wrong.
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You'll have money to live on for two years, regardless of what the market does.
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Look at the buffer, touch the buffer, reread your statement, the buffer's still there.
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The market can drop another 40% and you will still eat next month.
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Second, and this is the part nobody I know actually does, but you should, a pre-committed decision.
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You decide in advance, in writing, when you're calm, exactly what you're going to do in a downturn.
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The decision is...
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Nothing.
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Write it down.
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Sign it.
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Keep it somewhere accessible.
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And when the moment arrives and your hand drifts towards that sell button, you do not consult your panicked self.
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Showing 3381–3400 of 5,337 · page 170 of 267
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