Vance Lowe
speaker
1,896 appearances
11 recordings
1 series
first heard May 2026
last heard 13 Aug
Vance Lowe’s voice in public audio — every appearance, attributed to the second.
Trend
recordings per month · last 12 monthsRecordings per month over the last 12 months — 11 in all, peaking in Jul 2026 with 5.
Appearances
So there is interest, but I don't want to go into that, particularly in this segment.
We have other podcasts that really explain how the policy works, how interest is charged, and how you can work that interest into your favor.
I will mention this part.
When we borrow money from our
life insurance company, these contracts make us owners.
So it's our company along with the other policyholders.
We can't steal from them.
So we're going to borrow money, which is the reserve, the cash reserves that they could have lent out.
So we're going to pay that difference, that wholesale difference in interest charge to us so that we're guaranteeing a profit for the company that we're going to share it.
If we pay that back on a regular basis, or we use new assets that is out in a stock brokerage account or someplace else, and let's say we had available $25,000 of cash value immediately on the start of the policy, we borrow it all out, and we still have $25,000
in another account, we can liquidate that account and immediately move that in into the policy.
But what I'm really more concerned about is the flow, the cash value.
It's growing.
When we borrow money, we have a place to put it back to because we want to flow money.
Every time it moves, it creates itself over again, even in our own private system.
So premium flow is something else we want to talk about in our process.
If we follow the plan, the premium does not become an expense.
I don't know how many times I've talked to people who get started and lose ground, won't continue to learn, and they lose sight of what the premium is.
The premium is nothing but capitalization into your business, capitalization into your bank.
I had a really old client.
Showing 241–260 of 1,896 · page 13 of 95
← Previous
Next →