Various Callers

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1,477 appearances 4 recordings 1 series first heard Jul 2026 last heard 7 Aug

Various Callers’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 4 in all, peaking in Jul 2026 with 3.

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The Ramsey Show · When You Don't Have Payments, You Have More Options · 17 Jul 2026 podcast

Hi, good afternoon.

Thanks for taking my call.

Sure.

So me and my wife are retired.

We're on baby step seven.

And we are still doing the envelope system.

And my question is, are we better off?

Because a lot of the envelopes just build like the ones we have for car repair and doctor co-pays and jet bills and all that.

They kind of just sit there.

And would we be better off just living that sitting in our IRAs instead of taking that money out every month?

Good, how you doing?

Okay, so I have my... My question is, I currently have a truck.

I owe $38,800, my payoff.

There's a dealer interested in purchasing it for $44,000.

My question now is, I do have a side hustle that I do monthly when I'm off from my work.

My side hustle brings me in roughly around $1,300 to $2,000 per month.

My truck, monthly I'm paying average about $1,000 with insurance.

My diesel, monthly is about $400.

Yes, sir, because my side hustle, I do pressure washing, so I need to tow my trailer with my water totes, containers, and chemicals.

Right, that was my question.

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