Various Callers

speaker

1,477 appearances 4 recordings 1 series first heard Jul 2026 last heard 7 Aug

Various Callers’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 4 in all, peaking in Jul 2026 with 3.

Appearances

newest first · ▶ plays the moment

The Ramsey Show · When You Don't Have Payments, You Have More Options · 17 Jul 2026 podcast

And we own a home.

And besides that, we just have my wife's student loans, which is about $12,700 left.

The...

We have two cars.

I have a beater I drive to work that's probably worth less than $2,000.

Hey, Dave and Rachel.

It's an honor to speak to you guys.

You too.

What's up?

So I've got a question for you.

I am 32, no kids, not married.

I'm going to be finishing baby step two this week and should be done with baby step three in about two months.

And then that will put me into baby step seven.

So I'm kind of not sure what to do.

I know I'm going to max out my Roth IRA, put some money in my work 401k, but really just don't know what else to do at that point.

Okay, yeah, I was going to plan on opening up a brokerage account and kind of start building potentially a bridge account or something to pull from if I wanted to buy a second home or something like that.

Better than I deserve.

I've wanted to say that to you for such a long time.

I know.

Amen.

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