Various Callers (Ramsey Show callers) — HIGH CONFIDENCE

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511 appearances 1 recordings 1 series first heard Jul 2026 last heard 22 Jul

Various Callers (Ramsey Show callers) — HIGH CONFIDENCE’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

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The Ramsey Show · It's Never Too Late To Build Wealth · 22 Jul 2026 podcast

Good afternoon.

Thanks for taking my call.

Yeah, you bet.

So I'm looking for your thoughts on the following situation.

My wife and I are retired in our mid-70s.

uh do well financially we have two children who are married each have two grandchildren and we're wondering about should we start giving them money now uh when the kids are grandkids are small rather than waiting for inheritance someday i love this idea bill and i'm going to speak on behalf of your kids and say they would love it too now are they doing well financially on their own

It's basically all retirement accounts.

You know, the last few years we've been giving him $10,000, $15,000 at Christmas, something extra.

And we're probably going to kick that up a little bit more, maybe $20,000, $30,000 a year.

Wow.

Okay, great.

Yeah, we've been kind of talking about this, and we've been fortunate in our lives, and we just don't want to wait until we die to have them both get a big pile of cash.

Well, I have a couple questions.

I'm retired.

I've been through some situations, so now I'm disabled, basically, and I'm dealing with a fixed income.

But I do have some debt, and I'm trying to figure out how to get out of it.

I'm following the plans that you guys set up.

And I've been trying to put money away and paying off the credit cards that I have.

But I still have like a personal loan and I have some money saved.

And I'm wondering if I should use that money to pay off some of these things and then just maybe start from scratch, even though my income is not going to change.

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