Various Callers (Ramsey Show callers) — HIGH CONFIDENCE

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511 appearances 1 recordings 1 series first heard Jul 2026 last heard 22 Jul

Various Callers (Ramsey Show callers) — HIGH CONFIDENCE’s voice in public audio — every appearance, attributed to the second.

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Recordings per month over the last 12 months — 1 in all, peaking in Jul 2026 with 1.

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The Ramsey Show · It's Never Too Late To Build Wealth · 22 Jul 2026 podcast

Well, I'm trying to figure out.

I make $18,000 a year.

I'm a part-time employee.

I have kids at home.

I work from home.

And there's no way I owe $1,100 in two months to the state of Alabama.

How can we help?

We have a lot of debt, but we have an investment home.

And we're just curious if we should sell the rental property and get out of this hole or put our nose down and kind of stay in the hole longer while keeping the investment property.

Yeah, so we owe just right around $60,000 and it's worth around $160,000.

okay that's great and uh you have a are you you and your wife also living in your own primary residence no so so we we rent from actually a family member my grandparents in the house that we we are running so we're getting a pretty good deal on rent it's more the location we want to be opposed to where the rental property is got you so you guys are renting so how much other debt do you guys have we have between student loans cars and bad credit card debt around 78

And what's your income, household?

Right around $95,000 to $100,000.

About $600 a month, roughly.

Okay.

Yeah, so the plan was for it always to be a rental.

We actually lived in it for about a year, and it's just not in an area or neighborhood that we really wanted to live in and raise a family, and we have two little kids.

Okay.

So my parents helped me buy it when I was in college, so it helped pay some bills and stuff while I was in college.

I rented it out while I was in college, got out of college, and didn't have money to buy another house, so I moved into it for a year, actually about three years, but got it fully in our meanwhileized names a year ago.

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